Auto Insurance Chattanooga Tennessee TN
Reader’s Question:
I bought a vehicle under my name, and I need auto insurance for it in Chattanooga. But my license has been suspended. Can I still insure my vehicle in someone else’s name? Or am I able to insure it myself?
Bill
Chattanooga, TN
Even though your driver’s license has been suspended, some insurance providers will allow you to insure your car.
Some insurance carrier that will allow it, but they will require you provide them proof of it’s reinstatement within thirty days from your insurance policy’s inception date. Otherwise, they will cancel your policy.
There are also insurance carriers in Chattanooga that will permit someone else to insure your car in their name, even if that individual has no insurable interest in your car. Those insurance providers are limited and they do require the car owner to be listed as a driver on the insurance policy. Under certain circumstances you can be listed on the insurance policy, however you would be excluded and not covered under the insurance policy terms. You would have to call for underwriter authorization.
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