A: If you have a new car, then cheap SR22 insurance certainly becomes a little more elusive. Instead of being able to get the cheapest prices, you have to deal with your rates rising because of the cost of your vehicle and the additional coverages you are required to have while you are financing your car. Some things related to new car ownership, though, can save you money.

One thing would be deductible. Just because you have to pay more for extra coverage doesn’t mean it’s all bad. You can save on your collision and comprehensive cheap SR22 coverage by raising the deductibles on each to at least a thousand dollars, more if possible. By accepting more risk, your car insurance company can ease the burden on you.

When you’re at the lot, make sure you stock up with a few things which may make the price of your car jump a bit, but which will save you money over the years, such as safety features and anti theft devices. Being well equipped opens the avenue for more discounts on your cheap SR22 insurance coverage.